Home Loan

SMS Mortgage Group
NMLS # 2188107

A. Andy Dayani RMLO
NMLS # 942129

Items Needed To Start Loan: Purchase or Refinance

  • Executed Purchase Contract with all Amendments.

  • FOR PRE-APPROVAL LETTER NEED FOLLOWING DOC'S:

    1. Most Recent W 2 Or 1099 for TWO years for all borrowers.
    2. Most Recent Tax Return for 2 Yrs, If self-employed two years of Business Tax Returns.
    3. Most Recent two paycheck stubs, *Must show YTD Earnings.
    4. Most Recent bank statements for TWO months.
    5. Copy of Driver's license for all borrowers
Discount Real Estate
Discount Real Estate

Commercial Loan

Traditional lending Sources: Banks, Lending Institutions
Retail Ctr, Hotel / Motel, Office bldg, Multifamily, Land.

Hard Money Lending: Small-Balance Commercial Loans
This loan is designed to help property Owners who are Often Overlooked by-
traditional lenders due to lower loan amounts and/or less than ideal credit.

It offers more flexibility than traditional lending.

  • Various Pvt. Money loan programs: Please email your loan Scenario

Apply now we work with the leading nationwide direct lender for-
Stated Income and Bridge loans.

  • Fixed Rates Options available

  • Stratton Loan 75 % LTV @ 7.5 % / No Doc's

  • Bridge loan starting from 7.5 %

As little as 10 % Down.
Mortgage Email Address - [email protected]