SMS Mortgage Group
NMLS # 2188107
A. Andy Dayani RMLO
NMLS # 942129
Items Needed To Start Loan: Purchase or Refinance
Executed Purchase Contract with all Amendments.
FOR PRE-APPROVAL LETTER NEED FOLLOWING DOC'S:
- Most Recent W 2 Or 1099 for TWO years for all borrowers.
- Most Recent Tax Return for 2 Yrs, If self-employed two years of Business Tax Returns.
- Most Recent two paycheck stubs, *Must show YTD Earnings.
- Most Recent bank statements for TWO months.
- Copy of Driver's license for all borrowers


Commercial Loan
Traditional lending Sources: Banks, Lending Institutions
Retail Ctr, Hotel / Motel, Office bldg, Multifamily, Land.
Hard Money Lending: Small-Balance Commercial Loans
This loan is designed to help property Owners who are Often Overlooked by-
traditional lenders due to lower loan amounts and/or less than ideal credit.
It offers more flexibility than traditional lending.
Various Pvt. Money loan programs: Please email your loan Scenario
Apply now we work with the leading nationwide direct lender for-
Stated Income and Bridge loans.
Fixed Rates Options available
Stratton Loan 75 % LTV @ 7.5 % / No Doc's
Bridge loan starting from 7.5 %
As little as 10 % Down.
Mortgage Email Address - [email protected]